Indians planning to travel to Europe need to apply for and get a visa before they take a journey to the old continent. The application process for a visa in India includes a series of procedures that every Indian passport holder needs to follow and criteria that must be met.

Throughout the process, the Indian applicant needs to collect documents to prove their eligibility to get a visa. Among the most important documents is a confirmation of purchased travel health insurance valid in the whole territory of Schengen, and for the total period of stay in Europe.

Buying Europe Travel Insurance from India

Buying travel insurance for a Schengen visa from India may seem like a very easy thing to do. You just pay the money, and you get it. Actually, buying insurance is exactly easy. Nevertheless, deciding from which company in India to purchase travel insurance, and whether the insurance plan they offer for Indians meets the Schengen requirements, is a whole process itself.

Following, you can find a guide on how to buy Schengen travel insurance from India, and how to choose the cheapest and the best insurance at the same time, in several quick steps.

Check if it meets the Schengen Travel Insurance Requirements
You can find tons of Indian and international travel insurance companies offering you Schengen Insurance online. Yet, many of them sound too good to be true. Others offer you coverage and services that you absolutely do not need, but cost you way more money.

However, the first most important thing that you should check on an insurance plan offered by any Indian insurance company, or international company, is what it covers. Even before you check the prices.

Make sure that the Schengen travel insurance plan you are considering to purchase from India meets the following:

It covers the whole territory of Schengen because if it doesn’t, it is not a Schengen travel Insurance indeed.

It offers coverage of the expenses that come out as a result of medical emergencies, as accidents and illnesses.

It includes repatriation of your body to India in case you pass away from natural death or due to an accident, while you are on your trip in Schengen.

The minimum financial coverage for medical emergencies, or repatriation, must be €30,000.

In addition, if you just went online and found a random Schengen insurance provider for Indian passport holders, make sure they are legit. Also, be very careful of being scammed, as many websites today claim they offer insurance for Schengen, but they only take your money and you do not get your insurance.